Foreign National Program

Home - Foreign National Program
Foreign National Program

Foreign National Program

This mortgage product is for foreign nationals wanting to purchase or refinance a home in the United States. This is a DSCR program with a 1:1 ratio on cash flow. This means that this loan is incredibly easy to do – no income or U.S. credit required to qualify.

  • Maximum LTV of 70%
  • Maximum LTV of 65% for cash out
  • No foreign or U.S. credit score needed
  • A DSCR program with a 1:1 ratio on cash flow
  • Assets sourced and seasoned for 60 days – must be in a U.S. FDIC insured bank for a minimum of 30 days
  • 12 months reserves required and must be in a U.S. bank
  • ACH auto-payment is required
  • Cannot reside in the United States
  • Loan amounts up to $1.5 million, minimum loan amount of $75,000
  • Must have proper VISA or Passport

This mortgage product is for Foreign Nationals wanting to purchase or refinance a home in the United States. This is a DSCR program with a 1:1 ratio on cash flow. This means that this loan is incredibly easy to do – no income or U.S. credit required to qualify.

Skip to content